Y Combinator Highlights Stablecoins, AI Fundraising, Tokenization and Agent Infrastructure as Key Crypto Startup Opportunities Y Combinator (YC) outlined its crypto startup priorities for the next six months in its October 2026 Crypto Request for Startups, highlighting blockchain-based AI fundraising, new USD and non-USD stablecoins, stablecoin-powered neobanks, real-world asset tokenization, new trading platforms, and AI agent trading and API infrastructure. YC noted that institutional adoption had driven crypto growth over the past year, with demand shifting from speculation toward financial use cases such as hedging and cross-border payments. It expects more assets to be tokenized, new on-chain financial instruments to emerge, and AI agents to become major participants in financial markets.