.@evernorthxrp holds $XRP on its balance sheet and puts it to work through onchain and offchain yield, giving institutional and retail investors exposure through a public stock.

@JoelKatz, @Ripple CTO Emeritus and Evernorth board member, says tokenization is laying the groundwork, and the next step is making those assets usable for everyday finance:

"A lot of the deployment today is tokenization, the ability to use real-world assets.

That’s a necessary piece of plumbing ... People need to be able to borrow money. They need to have sensible investments

How can people get their money in and out? How can they move their money around? How can they manage it?"