Tempo was at @Sibos this week, meeting with institutions to bring real-world payments and settlement onchain. Here are the key takeaways from the team: - @sytaylor: This was the year of tokenization. From the opening keynote, to the show floor to even the standards talk. - @ninadnirgudkar: The cash leg is the most important unit of any financial transaction. Moving it well across types of cash, like stablecoins or deposits, and for use cases, from payments to margin, is the key to unlocking onchain markets at scale! - @borjaneira: Stablecoins and Tokenized Deposits will coexist: tokenized deposits will streamline existing institutional corridors, while stablecoins will extend liquidity to every corner of the global economy. - @malleshpai: Tokenization, stablecoins and tokenized deposits went from side-stage to center-stage this year, and the conversation has shifted from PoCs to production. Institutions are now asking which rails are easy to integrate and can actually handle real workloads. - @jevgenijs: The key for institutions is using existing standards to move money, because they already solve some of the hardest problems in finance. Leveraging standards like ISO20022 with new forms of money, like stablecoins, will be the catalyst to get banks onchain.